Terms of Service

Terms of Service

Last updated: April 28, 2025.

Welcome to Coin Learnity! These Terms of Service (“Terms”) govern your use of our website, services, and any related applications (“Services”). By accessing or using Coin Learnity, you agree to these Terms. Please read them carefully.

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1. Acceptance of Terms

By accessing or using Coin Learnity, you acknowledge and agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use our Services.

You may be required to accept these Terms through an affirmative action, such as clicking “I Agree” or creating an account.

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2. Eligibility

You must be at least 18 years old to use Coin Learnity. If you are under 18, you may only use our Services with the consent and supervision of a parent or legal guardian.

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3. User Accounts

To access certain features of Coin Learnity, you may need to create an account. You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account. Notify us immediately if you suspect any unauthorized access to your account.

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4. User Content

When using Coin Learnity, you may submit content such as feedback, comments, or other material (“User Content”). You retain ownership of your User Content, but by submitting it to Coin Learnity, you grant us a non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable license to use, modify, adapt, publish, distribute, and display your content in connection with the Services.

You represent and warrant that you own or have the necessary rights to grant us the above license. You agree not to submit content that violates any third-party rights or legal obligations.

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5. User Conduct

By using Coin Learnity, you agree not to:

• Post or transmit any material that is offensive, defamatory, discriminatory, or illegal.
• Harass, threaten, or intimidate others.
• Impersonate any person or entity.
• Upload viruses, malware, or harmful content.
• Attempt to gain unauthorized access to our servers, systems, or networks.

Failure to comply with these terms may result in account suspension or termination.

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6. Intellectual Property

Coin Learnity owns all intellectual property rights related to our website, services, and content, including but not limited to text, graphics, logos, images, and software. You may not use, copy, or distribute any of our intellectual property without prior written consent, except as expressly permitted by these Terms.

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7. Privacy and Data Collection

Your privacy is important to us. Please refer to our Privacy Policy for information on how we collect, use, and protect your personal data. By using our Services, you consent to the collection and use of your data as outlined in the Privacy Policy.

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8. Disclaimer of Warranties

Coin Learnity provides educational and informational content and services strictly for EDUCATIONAL AND INFORMATIONAL PURPOSES ONLY. We do not provide financial, legal, or tax advice, and we do not guarantee the accuracy, completeness, or reliability of any information presented.

Coin Learnity does not manage investments, offer trading services, or guarantee any financial outcomes.

Your use of Coin Learnity’s platform is at your own risk. All services and content are provided “as is,” without any warranties of any kind, either express or implied.

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9. Limitation of Liability

To the fullest extent permitted by law, Coin Learnity, its affiliates, employees, and agents are not liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of the website or services, even if we were advised of the possibility of such damages.

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10. Indemnification

You agree to indemnify and hold harmless Coin Learnity, its affiliates, officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising out of:

• Your use of Coin Learnity.
• Your violation of these Terms.
• Your infringement of third-party rights.

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11. Modification of Terms

Coin Learnity reserves the right to modify or update these Terms at any time. When we make significant changes, we will post the updated Terms on our website and notify you by email or through the platform. Your continued use of Coin Learnity after the changes take effect signifies your acceptance of the updated Terms.

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12. Governing Law and Dispute Resolution

These Terms are governed by the laws of Nigeria. Any disputes arising from these Terms shall be resolved in the courts of Nigeria. Both parties agree to attempt to resolve disputes amicably before resorting to legal action.

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13. Termination

Coin Learnity reserves the right to suspend or terminate your account and access to our Services at any time, without notice, if we believe you have violated these Terms or engaged in illegal or harmful activity.

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14. Children’s Privacy

Coin Learnity is not intended for children under the age of 13. We do not knowingly collect or solicit personal information from children under 13. If we discover that we have inadvertently collected such information, we will take steps to delete it.

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15. Contact Information

If you have any questions or concerns about these Terms of Service or the Services, please contact us at:

Email: coinlearnity@gmail.com

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16. Miscellaneous

• Severability: If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in effect.
• Entire Agreement: These Terms constitute the entire agreement between you and Coin Learnity regarding your use of our Services.

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By using Coin Learnity, you agree to abide by these Terms of Service and our Privacy Policy. If you do not agree to these Terms, you must immediately discontinue your use of our Services.

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Privacy Policy

Last Revised: December 5, 2024

Thank you for choosing Coin Learnity. We respect your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, and safeguard your data when you use our website and services. By using Coin Learnity, you agree to the terms outlined in this Privacy Policy.

1. Information We Collect

We collect the following types of information when you interact with our platform:

• Personal Information: Includes your name, email address, phone number, and other contact details.
• Payment Information: Includes credit card numbers, bank account details, and billing addresses for processing transactions.
• User-Generated Content: Includes comments, feedback, and other submissions you provide while using our services.
• Technical Information: Includes your IP address, browser type, device information, and usage data to enhance your experience and ensure functionality.
• OAuth Data: If you log in using third-party services like Google, we may collect information such as your name, email address, and profile information (with your consent).

2. How We Use Your Information

We use the information we collect to:

• Provide and improve our services.
• Process transactions securely and efficiently.
• Respond to your inquiries and customer support requests.
• Send updates, promotional materials, and notifications, as permitted by law.
• Personalize your experience and improve our website’s functionality.
• Ensure the security of your account and our platform.

3. Sharing Your Information

We may share your information in the following situations:

• Service Providers: We may share information with third-party service providers (e.g., payment processors, email marketing services, and analytics providers) to help us deliver our services.
• Legal Obligations: We may disclose your information to comply with legal requirements, respond to lawful requests, or protect the rights, property, or safety of Coin Learnity, its users, or others.
• Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred to the new entity.
• No Sale of Data: We do not sell your personal information to third parties.

4. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience and analyze site traffic. Cookies are small data files stored on your device that help us provide personalized content and improve our services.

• You can manage your cookie preferences through your browser settings. Disabling cookies may affect the functionality of certain features on our website.

5. Security of Your Information

We implement reasonable security measures to protect your information from unauthorized access, disclosure, or misuse. However, no method of electronic transmission or storage is 100% secure. While we strive to protect your data, we cannot guarantee its absolute security.

6. Children’s Privacy

Coin Learnity is not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If we learn that we have inadvertently collected such information, we will take immediate steps to delete it.

7. Account Deletion

You may request the deletion of your account by sending an email to coinlearnity@gmail.com. We will process your request within a reasonable timeframe.

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. When we do, we will post the updated policy on this page and revise the “Last Revised” date. By continuing to use our website and services after any changes are made, you accept the updated Privacy Policy.

9. OAuth Data Collection

When you use OAuth to log in through third-party services like Google, we may collect the following information (with your consent):

• Your name, email address, and profile information from Google or other connected third parties.
• The data we collect from OAuth services is used to enhance your experience on our platform and to provide personalized services.

By connecting your third-party account and authorizing Coin Learnity to access your information, you consent to the collection, storage, and use of your data as described in this Privacy Policy.

10. Data Transfers

If you are accessing our services from outside the country where we are based, please note that your data may be transferred to our servers in [Country]. We take appropriate measures to ensure your data is protected in accordance with this Privacy Policy.

11. Contact Us

If you have any questions, concerns, or feedback about this Privacy Policy, please contact us at:

Email: coinlearnity@gmail.com

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